New Retirement
In Kelowna I meet at least 2 people a week that have relocated to the valley to prepare for an early retirement. They have left the high paying jobs in Vancouver, Calgary or Edmonton sold the family...
View ArticleNo Risk Investing
Have you heard of an investment with out risk? I have. At least once a month I get a offer in the mail, email in my in-box or see an ad in the newspaper for a new investment that promises an amazing...
View Article5 Ways to Beat the Pain of Change
Change is never easy. Just ask my legs last Monday morning. I am training for my first sprint triathlon and to be honest I am starting to doubt my decision. I have always been reasonably athletic. I...
View ArticleRetirement Around the World
Canadians are for the most part hard working, living longer and enjoy a better standard of living than many retirees in other countries. But have you wondered how we compare? Check out this...
View ArticleSpending like a Bruin
The Stanley Cup finals are over ... and life is finally getting back to normal. If you are like me you have come to terms with being number 2. I was hesitant to write about anything that relates to...
View ArticleWedding Bliss Wedding Bills
Getting married for many is a time in your life when your life priorities start to change. Creating a new partnership helps us to focus on what really matters, and this includes our financial lives....
View ArticleSave by Going Green
The real estate market has slowed in the Okanagan and many are asking what can be done to find more buyers. Government has come up with a program that encourages home sellers to improve the energy...
View ArticleHow Men Die
Life insurance is the foundation of total needs planning. Premature death can ruin a families chance for financial success. We have all heard the statistic men die earlier than women, but have you...
View ArticleCostly Pet Ownership
Are you a pet owner? If you are you among a large group in Canada. From what I have been able to find there are some where in the neighbourhood of 8 million domesticated dogs and cats in Canada. Lets...
View ArticleStressed Financial Life
Stress is becoming a way of life for many of us. Regardless of income many are starting to feel the pinch ... and keeping up each month is harder than has ever been. I have noticed after a number of...
View ArticleBudgeting Part 1
Lets face it. It is so much easier to spend than save. We live in a spending culture. We work, we spend, we work, we spend ... such is the way we live our lives in North America. Spending is like a...
View ArticleTop Financial Scams
Every year scamers take millions of North American's for billions of dollars. With easy access to the internet the ability to reach an endless supply of potential new marks, almost anyone can become...
View ArticlePay Less Tax ... Maybe
Over the last couple of weeks I attended a seminar focused on paying less tax. Nothing angers the average Canadian more than the idea of paying too much income tax. (Of course the room was full!) Tax...
View ArticleStock Trading Reality
Have you every thought of getting rich by buying gold, investing in a technology IPO, or hitting the jackpot with a stock tip. To be honest I have. I seems we all have a desire to hit the jackpot in...
View ArticleMortgage Renewal Time
It comes in the mail to thousands of Canadains everyday ... a mortgage renewal from their bank. According to CMHC more than 60 % of renewals are signed and sent in. Many home owners pay 1,000 of...
View ArticleStudent Debt Increasing
World economies are stalling, unemployment is growing and companies are laying off of staff to cut costs. People world wide are looking for opportunities for employment and job security, and many are...
View ArticleLife Insurance Needs DIME
How much Insurance do you really need? If you buy too much, you will overpay for years, if you have too little, your beneficiaries will be left with liabilities. So getting the right amount is...
View ArticleWhy are we Financially Irrational
Have you every wondered why so many of us behave the way we do when it comes to money? Why do we spend too much, even when we know it doesn't make sense. Why do we expect to pay a low price to buy...
View ArticleScam Impacts the Mets
The impact of Bernie Madoff's Ponzi scheme is still being felt as the liquidator continues to search for assets. The latest victim has been found to be the New York Mets Baseball team. As many former...
View ArticleCaring For Aging Family
The reality for many of us in North America ... we will be dealing with the care issues of a parent/family member for 10-15 years. These issues did not exsist a generation ago. Life expectancy was...
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